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YOUR IFA RETIREMENT PLAN
A Stronger Tomorrow Starts Today

Helping you make confident decisions about your financial future.

I'm Currently Working at IFA

I'm Currently Working at IFA

Learn how to maximize your 401(k), receive the full employer match, choose investments, and prepare for retirement.

Schedule a 401(k) Account Review
I've Left IFA

I've Left IFA

Still have money in your IFA retirement plan? We'll help you understand your options and find the best path forward.

Schedule a Client Strategy Session
I'm Nearing Retirement

I'm Nearing Retirement

Within five years of retirement? Now is the time to create a plan for your next chapter.

Schedule a Client Strategy Session

Understanding Your IFA 401(k)

A simpler way to understand your benefits and make the most of your retirement plan.

Schedule a 401(k) Account Review Today

Eligibility

You may participate after meeting the Plan's eligibility requirements — age 19, three months of service, with entry on the first day of the following month after eligibility is met.

Automatic Enrollment

New participants are automatically enrolled at 3%, with automatic annual increases of 1% per year until it reaches 6% (unless you elect otherwise).

Employer Contributions

IFA provides a safe harbor match of 100% on the first 1% and 50% on contributions between 1% and 6%, plus an additional 100% match on the first 3% you contribute.

Investment Options

You direct how your account is invested. If no election is made, your assets will be invested in the Plan's qualified default investment alternative (QDIA).

Building Brighter Futures Together

Your work today helps strengthen the communities of tomorrow.

Life Happens.
We're Here to Help.

Whether you're changing jobs, planning for retirement, or navigating a life event, we can help you understand your options with clarity and confidence.

Leaving IFA

Retirement Planning

Distributions & Loans

Beneficiaries

Schedule a 401(k) Account Review Today

Frequently Asked Questions

Can I contribute Roth?

Yes. The Plan permits both Traditional Pre-Tax and Roth 401(k) contributions.



Can I borrow from my account?

Yes. Participant loans are available under the Plan Loan Policy.

Can I roll money into the Plan?

Generally yes, subject to approval by the Plan Administrator.

What happens if I die?

Your beneficiary will generally receive your vested account balance according to the Plan's beneficiary rules.

Brandon S. Atkinson, ChFC®, LUTCF®

Brandon S. Atkinson, ChFC®, LUTCF®

Wealth Advisor

Intermountain Farmers Association (IFA) Retirement Plan

Brandon S. Atkinson, ChFC®, LUTCF®, is the dedicated Wealth Advisor for the Intermountain Farmers Association (IFA) Retirement Plan. With more than two decades of experience helping individuals, families, business owners, and retirement plan sponsors, Brandon is committed to making retirement planning understandable, practical, and personalized.

As a Wealth Advisor, Brandon works with employees at every stage of their careers—from those just beginning to save for retirement to those preparing for retirement in the coming years. He helps participants understand their retirement benefits, evaluate investment options, increase retirement readiness, and make informed financial decisions with confidence.

Brandon's approach goes beyond investment guidance. He believes every employee deserves access to institutional-quality retirement planning and personalized financial education. Through one-on-one consultations, educational workshops, and ongoing support, he helps employees develop strategies for retirement savings, income planning, investment allocation, Social Security timing, and overall financial wellness.

In addition to serving plan participants, Brandon partners with employers to promote strong retirement outcomes through focused guidance, participant engagement, and financial wellness initiatives.

Whether you're enrolling in the plan for the first time, reviewing your investment strategy, or preparing for retirement, Brandon is committed to helping you make confident decisions about your financial future.

Access Your IFA Retirement Account

Your Retirement is Just a Click Away.

Your IFA 401(k) account is securely administered by Empower, giving you convenient online access to your retirement savings whenever you need it.

Check your balance, manage your contributions, review your investments, update your beneficiaries, and use powerful planning tools – all in one place.

Log In to Your Empower Account › Register for Online Access ›

View Your Balance

See your current account balance and investment performance.

Manage Investments

Review and update your investment elections.

Update Contributions

Increase or change your contribution percentage.

Manage Beneficiaries

Add or update your beneficiaries to keep your information current.

Planning Tools

Use retirement planning calculators and educational resources to help you prepare for the future.

Statements Documents

Access your statements, tax documents, and important plan information.

Personalized financial planning through Atkinson Advisory Group, backed by the resources and capabilities of Prudential Wealth Advisors.

Schedule your 401(k) Account Review Today

This website is intended to provide educational information about the Intermountain Farmers Association Salary Investment Plan.
It is not the official Summary Plan Description. If there is any conflict between this website and the Plan Document or Summary Plan Description, the official Plan documents govern.

Contents in this material is for general information only and not intended to provide specific tax or legal advice or recommendations for any individual. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

Atkinson Advisory Group, LPL Enterprise and LPL Financial are not affiliated with or endorsed by Intermountain Farmers Association.

Information was obtained from sources believed to be reliable as of the current date, but no representation is being made as to its accuracy and completeness. Benefits may be subject to change at provider's discretion.